Finance market

The region is expected to grow from US$7,495.9 million in 2022 to US$28,735.7 million by 2029

DUBLIN, April 19, 2022 /PRNewswire/ — The report “Latin America Embedded Finance Business and Investment Opportunities – 50+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments – Q1 2022 Update” has been added to from offer.

According to the Integrated Finance Survey for the fourth quarter of 2021, the integrated finance industry in the region is expected to grow by 47.8% on an annual basis to reach US$7,495.9 million in 2022.

The integrated finance industry is expected to grow steadily over the forecast period, registering a CAGR of 28.1% over the period 2022-2029. Integrated financial revenues in the region will increase from US$7,495.9 million in 2022 to reach US$28,735.7 million by 2029.

In Latin America, integrated lending is in its early stages of development; however, it promises to transform the financial sector by accelerating collaboration between banks, FinTechs and big tech companies. The trend of lending integrated with other services is growing in the region and is expected to see industry pressure for strategic alliances over the next four to eight quarters.

Notably, the emergence of integrated lending has already brought cross-sector collaboration in Asia, Europeand United States. Now, Latin America is on the way to following the movement and giving birth to a banking system available anywhere and anytime. The goal of providing products and services with a strong user experience and minimal friction should lead to more and more cross-industry strategic alliances in Latin America over the next few quarters.

In several cross-industry strategic collaborations will be fruitful for the growth of the integrated lending industry. For example, banks have a multitude of financial products; however, they still struggle with their technologies and interfaces. On the other hand, FinTechs and non-financial tech companies are quite creative when it comes to customer engagement; however, they often face difficulties in providing financial services. For all these reasons, the publisher expects strategic collaborations to remain essential for the growth of the integrated lending market in Latin America.

Latin America has seen a significant increase in the number of start-ups in the finance and insurance sectors in recent quarters. Despite the continued growth of insurtech companies in the region, Latin America insurtech investment lags far behind other major global geographies, such as the North America, Europeand China.

However, the governments of various countries in the Latin America have introduced improved regulations and frameworks. For example, in 2020, the Brazilian government launched a regulatory sandbox for a select group of insurance companies, overseen by the Superintendent of Insurance of Brazil (SUSEP). The regulatory sandbox is expected to drive innovation in the insurance market.

Insurtech companies in Latin America are increasingly investing in innovations and inventing new business models for traditional incumbents. Besides, Latin America has the fastest growing e-commerce market, pushed even further by the Covid-19 pandemic. This growth presents a huge development opportunity for market players to integrate insurance products into online e-commerce platforms.

The Latin American integrated payments industry is going through a testing phase, and incumbents of the payments market ecosystem must evolve to stay relevant in the industry, as ever-changing customer demand renders the current system obsolete .

Established and new-era fintech companies have invested heavily in integrated payment solutions over the past four to six quarters, driving market growth. Additionally, customers increasingly expect e-commerce platforms to provide a seamless shopping experience. Integrated payment is the solution to these ever-increasing customer demands. It also allows businesses to provide value-added benefits to customers and increase loyalty. Therefore, the publisher expects strong market growth over the next four to eight quarters.

The integrated payment market in major economies such as Brazil is still in the nascent growth stage. However, from Brazil the huge population offers huge potential for the growth of the in-app payments market. In addition, increasing investments in the market are expected to drive the evolution of the integrated payments market over the next four to eight quarters.


The report provides regional insights, as well as in-depth, data-centric analysis of the Integrated Finance industry. Latin Americacovering more than 50 KPIs for each region and country (more than 190 graphs and more than 150 tables in total).

Below is a summary of the main market segments:

  • Integrated Finance Market Size and Forecast
  • Embedded Lending Market Size and Forecast
  • Embedded Loans by Consumer Segments, 2020 – 2029
  • Integrated loans by B2B sectors, 2020 – 2029
  • Integrated loans by B2C sectors, 2020 – 2029
  • Integrated Insurance Market Size and Forecast
  • Integrated insurance by industry, 2020 – 2029
  • Integrated insurance by type of insurance, 2020 – 2029
  • Integrated insurance by type of offer, 2020 – 2029
  • In-App Payments Market Size and Forecast
  • Integrated payment by consumer segments, 2020 – 2029
  • Integrated payment by end-use sector, 2020 – 2029
  • Integrated Wealth Management Market Size and Forecast

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